COVID-19 Mortgage Relief Program

Please Note: This program is not yet open for applications.

Program Launching Spring 2022

The goal of the American Rescue Plan and the Mortgage Relief Program is to help the nation recover from a once-in-a-generation disaster that has imposed substantial economic hardship on millions of working families through no fault of their own. 

With $50 million appropriated to the state of Delaware, the program will be available to assist income-eligible households who experienced a COVID-related financial hardship on or after January 21, 2020, that resulted in mortgage delinquency or forbearance.

The Delaware State Housing Authority and its partners are launching a new program designed to assist and support Delaware homeowners who have fallen behind on their mortgage payments and/or could be facing foreclosure as a result of the aforementioned COVID-related hardship.

This program is expected to launch in the Spring of 2022. Development of the program has started.
If you like to receive updates on the status of the Delaware Mortgage relief program, its launch status and/or the program requirements, please submit your name, email, and county. Completing this will allow the DSHA to communicate and keep you infromed about the program.

The program is administered by the U.S Treasury, will be administered by the Delaware State Housing Authority.

Receive Program Updates

    Program Timeline

    There are several stages required for the Delaware Mortgage Relief Program to successfully launch. The DSHA has created an at-a-glance tracker for the public to follow the program from development to launch.

    DSHA Submits Plan to Treasury
    The Delaware State Housing Authority has submitted its Mortgage Relief Program Plan to the U.S. Department of the Treasury for approval. The plan, which is available below, details program design elements, outreach strategies, and performance goals.

    Latest News & Announcements

    Shaneka Craig Success Story

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    Grandmother on a fixed income

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    200 Dollar Rent Increase

    "17 years, paying $450/month, then suddenly, the landlord raised the rent by $200."   He and his wife are retired and on a fixed income (SSA). He and his wife had been living in the same mobile home for 17 years, paying $450/month just for the mobile home. Then...

    Watch Presentation

    The Delaware State Housing Authority is committed to receiving all public comments on the proposed program design. Comments may be submitted to contactdsha@destatehousing.com.